Charles Talleyrand wrote:
I fly a small airplane (a Cessna 150) that is well maintained. I fly
over forests in good weather and typically during the day. My biggest
fear is the engine quits over the forest and I have no place to make a
deadstick landing except the tops of large trees.

Charles, I used to ride my motorcycle to the Elmdale Airpark in
Abilene, Texas many years ago, so I could make sport parachute jumps.
It was rather convenient, because my helmet, jumpsuit, boots, goggles,
gloves, etc., were interchangeable for both riding the bike and jumping
(and no, I didn't wear the parachutes to the DZ; I kept my Para-
Commander and my cheapo T-10 rig in a locker).

I also earned my PP/SEL and later became a cave diver (mostly in
Florida); I earned my living as a law enforcement officer most of the
time.

An insurance salesman offered the guys in my platoon life insurance
packages, and when I filled out the forms and listed the activities I
engaged in, the salesman just laughed and tore up the forms right in
front of me. He explained that sure, his company would be glad to take
the premiums, but it'd be theft because there was NO WAY they'd pay off
if my luck ran out.

I don't think that's changed much over the years.

YMMV, of course.

Happy landings, regardless!

Best,

James