"Bob Gardner" wrote in message
. ..
Because the FBO's insurance protects him, not you? If you cause damage to
his airplane, his insurance will cover his costs and then come after you.

Does that actually happen, though, other than in cases of gross negligence
by the pilot? I know about subrogation, but I've never heard of it being
invoked. Has anyone here ever had to pay for damage to a rental plane? (Many
FBOs include the rental pilot as an insured party, but of course that's a
different matter--the question here is what happens if that's not the case.)

--Gary