Bob Gardner wrote:

Another aspect of the question...the requirements for the basic license
require a certain amount of solo flight, and it is hard to imagine any
insurance carrier covering solo flight in a twin by a student pilot. Not
impossible, just unlikely.

is this the reason why the night flying requirement for an initial
commercial in a multi- does not have to be solo? I mean, did the
FAA tailor the rules to fit the insurance requirements?

--Sylvain