Judah writes:

Absolutely 100% INCORRECT.

Yes, sir!

Interestingly enough, he said that in his experience, it was more likely
to find insurance companies that would exclude a Commercial Pilot than a
Recreational Pilot. He believed that even Airline Pilots would be included
in the category of Commercial Pilot.

Commercial pilots are safer per hour, but they fly more hours.

It was not clear which category Sim Pilots fall into.

An advantage of simulators is that they have virtually no risks
associated with them.

If you have any conversations with experts in the insurance industry that
you would like to share to back up your statements, I would be most
interested in hearing about them.

I used to work in the industry, so I didn't need to look for expert
conversations.

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