Mxsmanic wrote in
:


Commercial pilots are safer per hour, but they fly more hours.

Do you mean Commercial GA Pilots fly more hours than Airline Pilots?

An advantage of simulators is that they have virtually no risks
associated with them.

Obesity? Obesity holds a much higher risk than flying, even according to the
insurance underwriters.

I used to work in the industry, so I didn't need to look for expert
conversations.

Were you an Underwriter or an Actuary?

I used to work in the industry, too. That's how I know the experts that I
asked. If you used to work in the industry, certainly there is someone you
could ask who might be able to provide you a legitimate answer based on
factual information, instead of forming opinions based on your own limited
experience.