Thread: I finally made it, too!
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Old November 8th 06, 07:59 PM posted to rec.aviation.piloting,rec.aviation.student
Mark Hansen
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Posts: 420
Default I finally made it, too!
On 11/08/06 11:48, wrote:
Mark Hansen wrote:
Does your club include you as a "named insured" or whatever, on their
insurance policy? This was a big plus for me at the club I joined. It
basically means that I don't need to carry my own Renter's Insurance,
which will save me quite a bit (especially when considering the hull
coverage that I would have to have to fully protect me).

I'm not sure, to be honest. I've been assuming they don't, and that I
would have to get my own renters insurance if I ever rented an aircraft
(other than the club aircraft), but I've never bothered to find out for
sure.


I'm not talking about renting other airplanes - I'm talking about using
your club airplanes. For example, if you're not a 'named insured', then
the club's insurance policy is meant to protect the club and not you. This
means the insurance company can come back to you to recover their losses.

This is usually what you get renter's insurance for.

Even if you're a named insured, you need to see if the club's policy is
adequate to protect you in the even of a large loss.

I would guess that if you had to 'buy into' the club, such that you are
part owner of all the club assets, then you are probably going to be
a named insured - but you should probably check to be sure.

Best Regards,

--
Mark Hansen, PP-ASEL, Instrument Airplane
Cal Aggie Flying Farmers
Sacramento, CA