"Kyle Boatright" wrote in message
. ..

snip

If the engine has just done something nasty like throw a rod, the best
thing financially is to have an off field landing and total the plane.
If you land on a runway without damage, the insurance company pays
nothing.

Danny Dot

I'd prefer to pay to fix an engine than to have someone get hurt or killed
in an effort to total the airplane.


I had to make this decision a few year ago. I chose the runway and paid for
an expense overhaul.