wrote:
Ted,

This isnt entirely true. Most Costello policies have an "open pilots"
clause that I'm sure Nik would be covered under, so long as he has 50
flights/50 hours in 36:1 gliders, which I know from personal experience
that he does.

Please note that these "open pilot" clauses protect the owner, not the
borrowing pilot. If the borrower manages to crash your glider, they
will soon find out the meaning of the term "subrogation"...

Marc