"Jim Macklin" wrote in
:

The issue is will the commercial entity [insurance company,
HMO, or other] turn your records over to the FAA.

Yes, that is my main concern. As far as insurance goes, frankly, I hope to
God I never get into an accident, and if I do, I'm more worried about my
health and the health of others than the financial bit. Of course, losing
all I own is a close second.