Juan,

Were you there at the court procedings or process? If not then where do
you get your infomation concerning CGS's decision tree ? from this
site ? http://www.tommcgrathlaw.com/. If this is your source of info a
lot can be inferred about your fact gathering skills as the information
listed is provided by the firm that was able to get a settlement out of
CGS and ATlantic uncerwriters and as such is biased info.

Now please tell me you have the integritry to have gathered all the
relevant records perused them and come up with an informed opionion that
you identify as such and not classify your opinon as fact.

all the best
Sean Trost