Steve,
I forgot to mention that I had heard of the Elite program before
but did not want to buy it because of the cost (I already own several
versions of MS FS and X-plane). After visiting a flight school and
got a chance to checkout their Elite program (with the avionic stacks
and a CFII, you can log sim time - the program is the same as the
'home' version), I decided it was worth the money and got it. It is
extremely useful when use in conjunction with Elite excellent training
syllabus which start from the basic instrument settings, scanning
practice, oscar pattern etc. to approaches. Once finish with the
lesson, you can compare your tracks with the program tracks (including
the vertical dimension) to evaluate your progress. Elite also sells
several different ATC scenarios which are very helpful for IFR ATC
communication. We had our instrument ratings in May 05 and each had
logged close to 100hrs of instrument time (actual and simulated) since
then in our Cardinal. We still use the Elite program every so often
to practice a new approach at a new airport or just to sharpen our
skills when the weather is too crappy to fly (we had just shoveled a
foot of snow today!).

Hai Longworth