Frank Stutzman writes:

You don't. But if you don't have insurance you had better have very deep
pockets and/or a bevy of lawyers on hand (at least in the US).

What kinds of things are people filing lawsuits for in general aviation?

At every airport I have based my Bonanza, I have been required to show
some proof of liability insurance in order to rent or own either a
hangar or a tie-down.

What are the risks? I mean, what kinds of lawsuits are taking place over
there? How dangerous can a hangar or tie-down be, especially to anyone other
than the owner/renter?

I guessing you wouldn't need to to that if you owned the airport.

I'm guessing that litigation in the U.S. long ago flew over a cliff and into a
bottomless pit. Doesn't anyone ever say "stop"?

Its not the repair or replacement of the plane that is the issue. Its
the liability. Crash your plane into a playground full of children
and you will have lawyers suing you before you can even crawl out of
the wreckage.

But how often does that really happen? How are the insurance companies
assessing risks and setting premiums? Usually if you crash at an airport, the
only one who suffers is you. I guess you could leave a dent in the concrete
or something.

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