This is not a matter of opinion. My clearance limit was an airport
(KVNY to be precise).

So, if your clearance limit is the airport, then why do you go to the
airport then the IAF? You should go to an IAF, then land at your
clearance limit - which is the airport.

Here is another question - how would you navigate to the airport, unless
on an IAP? When would you ever use the airport as a fix and not the
destination?



that he is to fly to that airport, THEN navigate to an IAF to do an
approach.


That is what the regs say to do.

So how in the world would I navigate to the airport using just a VOR?
The only way to do it is to use an IAP. Thus, I fly the IAP to my
clearance limit -0 which is the aiport I filed to.



He wanted to know what to do when arriving at a clearance
limit when there are no published holds at that point. I could not
believe someone flying IFR routinely does not know what to do.


Believe it. I fly IFR routinely. (But I don't lose comm routinely.)


Right, but you were also unaware of what to do when reaching a clearance
limit with no more instructions and no published hold.

rg