On 05/26/07 18:57, john smith wrote:
In article ,
"Blueskies" wrote:

"Vaughn Simon" wrote in message
...

"Blueskies" wrote in message
t...
Doesn't the flight school have any insurance?

Most likely yes. But most likely it covers the flight school, not the
renter pilot.

1) Pilot breaks airplane.
2) Insurance co. pays flight school.
3) Renter pilot learns what the word "subrogation" means.

Many flight schools fail to stress this "gotcha" to their customers
because then fewer folks would rent their
airplanes.

Vaughn

Yes, so the plane is covered. Then the renter's insurance covers the
additional liability...

My $30k of hull is enough to cover the owners deductible.

Do you believe that you will only be asked to pay the owner's
deductible? Why do you think the owner's insurance company won't
come after you for the money they paid to the owner?

The liability covers the rest.

Do you think your liability coverage will pay the owner's insurance
company back for the claim they paid to the owner on the hull coverage?