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Old May 29th 07, 03:48 PM posted to rec.aviation.owning
Gig 601XL Builder
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Default buy or rent a 2006 182

john smith wrote:
In article ,
"Blueskies" wrote:

"Vaughn Simon" wrote in message
...

"Blueskies" wrote in message
t...
Doesn't the flight school have any insurance?

Most likely yes. But most likely it covers the flight school,
not the renter pilot.

1) Pilot breaks airplane.
2) Insurance co. pays flight school.
3) Renter pilot learns what the word "subrogation" means.

Many flight schools fail to stress this "gotcha" to their
customers because then fewer folks would rent their
airplanes.

Vaughn


Yes, so the plane is covered. Then the renter's insurance covers the
additional liability...


My $30k of hull is enough to cover the owners deductible.
The liability covers the rest.


Is there a Waiver of Subrogation in place that keeps the owners insurance
company from coming after you for the difference between $30K and the actual
loss?