Jay Honeck wrote:

$1 million dollars, without so much as putting it in a passbook
savings account, will net you $50K per year for 20 years. That's two
decades.

Where I come from you can't live comfortably on that. And if the
inflation rate is (say) five percent, then in twenty years that $50K
would buy what $19K buys now.


You can't live comfortably on $50K per year? Remember, you would be
incurring NONE of the expenses inherent with earning a living (I.E.:
Commuting, clothes, etc.)

Don't you drive 4 miles to work?