"Justin Gombos" wrote

That's not what I was looking for anyway. I would be more interested
in an annual policy that is effectively excludes flying incidents
Monday-Thursday.

You must not understand insurance.

Think of it this way. How would you not flying Mon-Thurs make you less likely
to crash or break something, resulting in a claim?

Would you be flying more hours if you had a full week policy? If not, why lower
a year's premium?

If anything, flying Fri-Sun would expose you to more risk, in possible mid-air's
with increased weekend fliers. That is the bottom line; to insure you for
cheaper, they would need to see lower risk. You would not be giving them lower
risk, so cost stays the same.
--
Jim in NC