"Justin Gombos" wrote in message
news:Bgzli.7101$CJ4.6431@trndny08...
On 2007-07-12, Matt Barrow wrote:

Do you understand why pilots that fly a lot of hours ( 250 hrs /
year) have greatly reduced insurance rates?

I'm not sure I understand how an insurer would even know how many
hours a pilot is flying for the current policy year.

They ask you (and it's essentially an affirmation under oath...plus they MAY
ask for your logs)

I can see how an
insurer would value air time logged in the *past* (which I assume is
already factored into the rate quote for the following term). Do
pilots update their insurers mid-term to get mid-term rate reductions?

Experience.

You're way out of your element here and setting yourself up for a thumpin'.