"Mike Isaksen" wrote in message
news:PSc7j.5756$581.814@trnddc04...

"nobody" wrote ...
Or if your insurance company won't cover you in your own airplane
until you have 50 hours. I really dislike insurance companies, so have
no problems when it comes to finding loopholes.


That's funny. Insurance companies don't "dislike" you, they dislike losing
money. They compare you to others with similar "paper documented"
experience.

But they do like re-writing the rules.

#1) I own two automobiles. I cannot possibly drive two automobiles at the
same time, yet the insurance company charges me double the premium because
"Somebody *could* drive the other car"

#2) I've owned said second vehicle since before my son was born. Because he
is now licensed to drive, he *MUST* be listed as the primary driver of the
vehicle he's not allowed to touch.

#3) Because the insurance was doubled, I took said vehicle off the road and
bought a $250 car for my son. Now, second son gets license. Adding him as an
occational driver of $250 car will not result in premium increase, because
primary driver is also inexperienced. They say he cannot be listed as an
occational driver of the only vehicle he's allowed to drive, and *MUST* be
listed as an occational driver of my car (75% increase in my premium).

If the insurance company refused to insure me for the appropriate risk, I
will do anything *LEGAL* to reduce my premium.

BTW, if you google http://www.multiengine.net/ , you'll see they have both
supporters and detractors.

Since I only fly one airplane, with one engine, I have no need for their
program. I was just answering the question asked.