But would you recommend a chute like the P-124 emergency ram air for a
pilot that was NOT a experienced jumper ?

In general, yes. (Btw the P-124 is what I have in my Rigging
Innovations Aviator.)

The P-124 is remarkably easy to operate. My opinion is that a person
who is capable enough to have a private pilot license is also capable
of safely using the P-124 with no prior jump experience. But you *do*
need to RTFM and know what you've got.

And of course it's always a fun and worthwhile experience to visit
your nearest USPA affiliated skydiving center and make a tandem jump.
Tell the instructor that you're interested in pulling the handle when
the time comes. He/she will let you fly the canopy.

2NO