Dave Doe writes:

There ya go - yer wrong - you *are* arrogant.

Expressing an opinion is not arrogance, even if the opinion conflicts with
your own.

You'd be right if the investor was ignorant. But most won't be -
they'll have a diverse range of investments that in most cases provide a
secure return well above bank interest rates.

Most investors are woefully ignorant, and trust others to manage their
investments. Often that trust is misplaced.

Sure there's risk, but to call it gambling is absolutely fallicious.

Or at least it seems that way until your luck runs out.