On Mar 18, 2:23*pm, Guy Byars wrote:
On Mar 18, 12:43*am, "BT" wrote:

Knowing flying over the MTOW or out of the CG range can cause an insurance
company to deny a claim.

Can anyone anywhere cite a single example of an insurance company
denying a claim due to flying outside MTOW or CG ranges?

The insurance issue isn't getting a settlement for the first accident
related to an over gross flight - you will get paid. However, a
problem may arise at renewal time.

There is really no excuse for operating outside the CG envelope. The
JAR 110 Kg seat limit is a little restrictive for us chubby Americans
but, hey, it's an incentive to cut back on the bacon burgers and
fries.

The idea that the gross weight limit isn't a hard rule is just wrong.
Aircraft manufacturers gain nothing by understating load capacity.
The certificated max weight is as high as can be safely allowed.

It may only be my impression but it seems to me that gliders that are
habitually operated over gross suffer undue wear and damage to the
landing gear, seats and cockpit area. I've noticed that some POH's
call for tire pressure above the max pressure on the tire sidewall.
I wouldn't think operating those gliders over gross is a good idea.