On Wednesday, January 15, 2014 12:09:32 PM UTC-8, Roy Clark, "B6" wrote:
Went through this many years ago as a solo practitioner with wife, two kids, and mortgage, applying for individual professional disability insurance.



Provided all the data they asked for.



No increase in premium was required.

Same drill here. It was the mountain climbing that really got the insurance company worked up. They weren't concerned about the flying.

7Q