Thread: Insurance???
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Old July 26th 15, 01:49 AM posted to rec.aviation.soaring
Charlie M. (UH & 002 owner/pilot)
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Default Insurance???

On Saturday, July 25, 2015 at 5:56:02 PM UTC-4, Micsoar wrote:
My question is, has anyone every been sued for negligence involving a non commercial glider accident? I am newer to the sport, mostly powered time, and I know that has problems. I know we all are paying tons for insurance, just in case we're the 1st, but it seems to me that paying as much for insurance as I will for tows next year is a bit ridiculous.


I will echo EG a bit...... are you talking for yourself/your sailplane, or doing commercial rides and/or instruction (assuming all are gliders/sailplanes), rental/leaseback?

For a "low timer" in a "owned, not loaned/leased back" low performance sailplane, it can be sorta cheap (it's insurance, what is it worth to you?).
As the hull and/or options go up, the risk goes up.
Let's say you have a $250,000 US sailplane that you rent/lease back to a club/commercial operation, the insurance goes up due to:
-Potential hull loss/damage
-Who is flying