So then, we all agree that the NAA is a required middle man. Being a required middle man that doesn't have to do much is a comfy place to be. It's a position likely to be defended vigorously.

The theory of bureaucracy states that when no one questions the system, a bureaucrat's fee increases until someone finally does. The original poster is on the right track to question the system. I applaud the effort to the extent that it gets followed through.