I hope the discussion is coverage vs. not coverage, and not full value versus
not full value.

Right.

On what value hull or what value aircraft? I'm only paying $1500 and have no
deductable.

See prev. post.

If you're talking collision, I might be inclined to agree. The question is can
you afford the loss.

I though that chances of survival are pretty slim in a total loss event
in flight - I hope to make it to Eden and not to be too worried about
the money part. Hull insurance on the ground (not in motion) is cheap,
and we're not talking about it.