For what it's worth...
I'm refinancing my airplane, and my lender wont even finance twins anymore.
This is an aviation lender, too. I'd like to move up to a Seneca someday,
but the banks and insurance aren't making it feasible. So, since I'm not
independently wealthy or with rich-soon-to-be-dead parents, it'll never
probably happen.
Chris

"Doodybutch" wrote in message
. net...
I have a retractable single (R182). I have lots of hours. My insurance
(1
Mil Smooth + 120 K Hull value) is $1800.

The previous thread here (Light Twins - How Soft???) showed insurance
rates
for light twins (1 Mil Smooth + 85 K Hull value) with lots of hours at
about
$2800.

There is only one reason for this disparity in price. The insurance
companies only care about their wallets. They are not emotionally involved
owners.

The light twins crash more often. If they crashed less, the insurance
rates
would be lower. It is not the number of passengers, BTW. A quick look
through NTSB statistics shows only a few fatal crashes with 4
passengers,
and many of those are singles.

A great irony, isn't it?

DB