On 4 Sep 2006 06:49:48 -0700, "
wrote in . com:

It is the land of the FREE,

If they don't like the work rules in their place of employment they are
FREE to find a job elsewhere...............

And if the terms of their employment are changed _after_ they are
hired, they are free to resist a new policy imposed upon them without
their prior agreement.

What would be your feeling if the bank decided to double your fixed
mortgage interest rate despite your not having had an opportunity to
agree to their change?