Dave Russell wrote:
The counter-point to Jay: If you aren't instrument rated and aren't
*really* serious about getting it, why pay for more stuff than you
need and then have to keep on paying more to maintain it? You can buy
a better VFR-only airplane with the same money, then upgrade it to IFR
or trade-up to an IFR platform when you need to.

That's like saying you shouldn't buy insurance if you are not planning
on using it.