Jay,
It has happened to me a couple of times. I have not seen any of them in
a long time.
Having hours and confidence does help knowing I can take the controls if
necessary.
Michelle

Jay Honeck wrote:

...refused to fly with someone you felt was not entirely safe? (With that
person acting as PIC, not as a passenger in your own plane.)

I had it happen earlier this year, for the first time, ever, and it felt,
well, weird.

I think I did the right thing, but it's hard to say. That funny little
voice in my head just kept saying "stay on the ground..." -- so I did.

Never heard that voice before.