Judah wrote:

In both cases, the way it was described to me was that it was expected that
ALL charges and fees were "property" of the owner, not the FBO. That
included mortgage, insurance, maintenance, AND consumables.

The agreement with which I was familiar was that the owner was responsible
for the loan and insurance, but the FBO paid for the maintenance and
consumables.

George Patterson
The optimist feels that we live in the best of all possible worlds. The
pessimist is afraid that he's correct.
James Branch Cavel