Bob Noel wrote:
another viewpoint is: Pilots are not managing the risks.

It doesn't matter how often you fly. The pilot that flies within
his abilities is going to have less risk than the pilot that
flies beyond his abilities.

The problem is that if you don't fly often enough, you will not have
the abilities to safely fly on an average day in average conditions.
At that point, your risk management becomes flying easy hops on
bluebird days only. Then that gets boring and you quit.

Michael