Jim Macklin wrote:
The issue is will the commercial entity [insurance company,
HMO, or other] turn your records over to the FAA.


That's a different story. The assertion was that the insurance
company was going to not pay a claim based on a supposed misstatement
on the FAA medical application. Ain't going to happen. All the
policy says is I have the certificates. If the insurance wants
to use that excuse not to pay, they'll have to wait for the FAA
to revoke 'em first.