On Feb 11, 12:07*am, wrote:
As a new student glider pilot, this thread holds a lot of interest to
me. *When I first made the decision to start learning to fly, one of
the first tasks I undertook was looking into my life insurance
policy. *Sure enough, my policy excluded aviation related activites
from payout. *So, I went in search of new life insurance without
aviation exclusions.

I learned very quickly how dangerous the insurance industry believes
gliding is. *Imagine the following paraphrased summary of my
conversation with multiple agents:
Me: *Looking for new life insurance that does not exclude aviation
activites.
Agent: *Oh wow, that's going to be expensive. *Give me some details.
Me: *Taking glider pilot lessons, want to be covered.
Agent: *Gliders!!!!???!!! *OH WOW! *That is going to be *REALLY*
expensive since that is the highest risk aviation category.
Etc.

There are two points that may or may not be relevant.

Firstly many people think "gliding" is "hang gliding" or
"paragliding".
Sometimes it can be useful to explain what you're _not_ going to
be doing.

Secondly almost all insurers have their "target demographic", and
don't want to stray outside that. If you are outside that then they
quote outrageous premiums simply because the are not interested
in assessing the specific risks. In effect they are obliquely but
politely "cherry picking", and implying you should check another
insurer.