It would be interesting to know the history how the FAA came to the decision to regulate the minimum age (14) to solo gliders vs. powered aircrafts, cars, and motorcycles being at 16 or older. I am afraid if I do read the data that I will come to the fearful realization that all of you stink at being good airmen.
Here is my 320 risk list....with worst at top.

1. Motorcycles
2. Driving I-95 south anywhere south of New York.
3. Driving to/fro glider contest.
4. Eating Bubba Burgers with bacon.
5. Dumping black water without bio-hazard suit on.
6. Working off top rung of ladder.
7. Angry Mrs. R
319. Flying gliders with exceptional racing airmen.
320. Sitting on the couch waiting for death.

That ought to do it. The OP must be an insurance agent. Wait, the solicitation is coming.
This thread should be 86 for lack happy talk.

R