Jay Honeck wrote:

You know, I hear this ALL THE TIME -- yet, I've never met a single person
who has actually suffered from "identity theft".
snip

About five years ago a perp opened up a cell phone account in my name
but in another time zone. Rang up $3,500 worth of charges before the
account was closed for non-payment.

I caught it by checking my credit report, which showed this as a
collection agency item. However, after I disputed the problem with the
credit reporting bureau, the collection agency got my current address
and went after me directly via harassing phone calls and certified
letters.

When I invoked the "Fair Credit Act" legalize on them, they simply sold
the debt to another sleaze bag outfit who started the process all over
again.

It took me four years and legal action on my part to put this item to
rest.

.... and I consider my experience very fortunate when I read those of
other identity theft victims.

--
Peter










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