Why do you need insurance?
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Transpose mxsmanic and gmail to reach me by e-mail.

So if you crash into someone elses property who pays for that?

If you hit my car, damaged it or God forbit killed one of my
passengers how would I be compensated?
Will your little 'fund' payout?
You are BREAKING the law if you dont have any for a motorised
vehicle.
Insurance isn't just to protect your assets, they are for others too.

Ibby