On Tuesday, May 26, 2020 at 8:33:49 AM UTC-4, wrote:
Just curious - would you really have to explain your decision-making to an insurance adjuster? Could they deny a claim due to a bad choice? I'd think that, as long as you weren't breaking any rules, they'd have to pay the claim.

Feel free to substitute partner, wife, or accident investigator. The point is the same.
UH