En route altitudes and safety

A recent thread reminded me it might be worth discussing an personal
flying practice. When en route, as a way of reducing the likelihood
of a midair by about a binary order of magnitude (that's a factor of
two for the non mathematically inclined) I fly the nominal altitude
less 100 feet VFR, or the assigned altitude less 50 feet IFR. The idea
of course is if the unseen/unreported converging traffic is at the
correct altitude or on the high side of it, we'd miss. I chose lower
because I fly a low winged airplane, and of course I would agree this
makes a very unlikely event only slightly less likely. On the other
hand, I don't see that I've significantly increased other in-flight
risks much by doing this, What (if anything) might I have overlooked?
To the wiseguys, yes I in fact do hold altitude pretty closely when
flying.

Do any of you have similar odd real life habits you think enhance
safety?