Insurance premium trade off calculation in case of a crash

What would be the average cost of a ground loop damaged repair
with a "boom snapped off", some other undefined damages none structural
one wings.
In other word not a "right off". I know, it all depends, but I just
want to get a sense of the range of the repair cost. Maybe some of you,
which had some bad luck could share the experience and insights
regarding this subject.

In Canada the insurance is very expensive. I was told it is all most
twice as much here.
For example for my ASW24 I pay $CAN 2500.00 a year for $CAN 50000.00
hull. This includes the trailer 15000.00 max, also all movement on the
ground in the trailer and air, as well as fire and theft plus 1M
Liability.

I am trying to do a trade off calculation for my new ship which is a
bit more expensive.

Udo