usaig

Anyone know if USAIG insurance is any good. I am purachsing a plane.
Tony W.

Tony Woolner wrote:

Anyone know if USAIG insurance is any good. I am purachsing a plane.

Yes. I had one claim (about $1,000). No questions, prompt payment, no increase in
premiums.

George Patterson
None of us is as dumb as all of us.

Tony Woolner wrote:

Anyone know if USAIG insurance is any good. I am purachsing a plane.

One other thing. My USAIG policies have all had sub-limits. In other words, while the
total coverage was 1 million, they would not pay 1 million to one of my passengers if
that was the only injury. Many people prefer a "smooth" policy, which is harder to
find.

George Patterson
None of us is as dumb as all of us.

Interesting, I just switched to USAIG just for the smooth limit.

'68 Arrow 180

"G.R. Patterson III" wrote in message
...
One other thing. My USAIG policies have all had sub-limits. In other
words, while the
total coverage was 1 million, they would not pay 1 million to one of my
passengers if
that was the only injury. Many people prefer a "smooth" policy, which is
harder to
find.

"G.R. Patterson III" wrote in message One other thing. My USAIG policies have all had sub-limits. In other words, while the
total coverage was 1 million, they would not pay 1 million to one of my passengers if
that was the only injury. Many people prefer a "smooth" policy, which is harder to
find.
George,
We are relatively low-time pilots (300hrs). We switched insurance
agency (from AOPA to Wenk Insurance Agency in Illinois) this year in
order to get the smooth $1M coverage. The new policy costs around $200
more and requires annual attendance of Wings Program (which we do
anyway). It is also more restrictive with respect to open pilots (must
be instrument-rated, with at least 500 hrs and minimum 25 hrs in type
- previous policy put no restrictions).

Interestingly enough, it is with the same insurance company, USAIG
which we had before through AOPA. Not sure why AOPA agent did not
offer us this option.

Hai & Rick Longworth

If you live in TN or close by, I'd call D.R. Cox for a quote. They beat all
others by a good amount. On the one (really big) claim, the brokered
company came thru in spades. They also did not raise the rate. FWIW.

Thx, {|;-)

Victor J. (Jim) Osborne, Jr.

"Victor J. Osborne, Jr." wrote in message ...
If you live in TN or close by, I'd call D.R. Cox for a quote. They beat all
others by a good amount. On the one (really big) claim, the brokered
company came thru in spades. They also did not raise the rate. FWIW.

I'm not sure how that is possible. Every agent is quoted the exact
same amount on a policy. In fact, once you get an agent to quote you a
policy, the insurance co's will refuse to quote you for any other
agent. They claim its a waste of time since they already quoted you.
The agents are no direct charge to you, the insurance co kicks them
back a fixed percentage. Its a very non-competitive market. The only
time your agent really makes a difference is if you are hard to insure
and the insurance co's are refusing coverage or if you've just had an
accident and want the agent to represent you.

-Robert

On Thu, 24 Jun 2004 14:40:51 -0700, Robert M. Gary wrote:

I'm not sure how that is possible. Every agent is quoted the exact
same amount on a policy. In fact, once you get an agent to quote you a
policy, the insurance co's will refuse to quote you for any other

I've heard that claimed and I don't believe it because I had 2 agents
quote me a price and both used the same underwriter and both had different
prices. USAIG is the underwriter for what it's worth.

I had been told by an agent that it's true, but in my experience it's not
an accurate statement.

I just got a letter last week from AOPA's Insurance department saying they
could not give me a competitive quote for insurance because my current
agent, Falcon, used the same underwriter.


"Matthew P. Cummings" wrote in message
news
On Thu, 24 Jun 2004 14:40:51 -0700, Robert M. Gary wrote:

I've heard that claimed and I don't believe it because I had 2 agents
quote me a price and both used the same underwriter and both had different
prices. USAIG is the underwriter for what it's worth.

I had been told by an agent that it's true, but in my experience it's not
an accurate statement.

On Thu, 24 Jun 2004 20:20:54 -0500, "Mike F."
wrote:

I just got a letter last week from AOPA's Insurance department saying they
could not give me a competitive quote for insurance because my current
agent, Falcon, used the same underwriter.


You said it right. The Underwriter determines the qute, not the
Agent. Agents only sell what underwriters formulate. Falcon and AOPA
are Agents.

HTH.
z