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Getting around company insurance policy



 
 
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  #11  
Old May 22nd 04, 03:45 AM
G.R. Patterson III
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Iain Wilson wrote:

...Our company handbook explicitly states that the use of private aircraft
is not allowed.


I'm a little puzzled here. You mention insurance in the subject, but this sentence
sounds more like an "employee practices" deal. Is this "handbook" basically a list of
what the company allows employees to do? If so, insurance has little or nothing to do
with it. Rent that plane, and they will fire you. They are probably concerned about
getting sued.

George Patterson
I childproofed my house, but they *still* get in.
  #12  
Old May 22nd 04, 03:58 AM
BTIZ
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flying on company business.. opens up the company to increased liability if
something were to happen... they (companies or insurance coverage) don't
like that...

Those that do "allow" it, normally specify commercial and instrument ratings
are required.

BT

"Kyle Boatright" wrote in message
...

"Bill Denton" wrote in message
...
Hey, do whatever you want to do, it doesn't really make much difference

to
me. But you might want to keep this in mind:

Liability extends after death, into the decedent's estate. So what you

would
probably end up with is your company's insuror in a ****ing contest with
your private insuror while the sheriff puts your wife and kids in the

street
while taking your house and anything else you own.

All of us accept risks; there are no certainties in life. But to me,

it's
pretty foolish to accept a risk when you don't know what liability is
attached to it...



I don't see how flying on business has any more risk to the pilot or his
estate than flying to a pancake breakfast. Either you're willing to take
the risk to fly, drive your car, or walk down the sidewalk, or you're

not...

The thing you risk by not following company policy is losing your job.
Where I work, we have a company policy against using your personal

aircraft
for business travel. The clever/deviant/nonconformer pilots amongst us

have
often considered borrowing someone else's airplane to make a trip, because
that wouldn't violate the letter of the policy. Intent is another

thing....

KB




  #13  
Old May 22nd 04, 05:06 AM
Teacherjh
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A lot of people think this restriction against business travel in "personal"
aircraft is stupid. I would totally agree, if it were still 1965. But at a
time when someone can collect five million bucks by voluntarily pigging out
on Big Macs and turning into a lard-ass, companies are more than a little
unwilling to run the risk of assuming any additional liability.


They let you go in a motorcycle, no?

Jose

--
(for Email, make the obvious changes in my address)
  #14  
Old May 22nd 04, 05:11 AM
John Gaquin
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"Iain Wilson" wrote in message news:vxlrc.23883

I've got a business trip in a couple of weeks.....


Be sure to let us all know how things turn out. I think you should put a
lot of effort into circumventing any rules that you personally think are
silly or that inconvenience you. The world will work a lot better that way.


  #15  
Old May 22nd 04, 05:13 AM
John Gaquin
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"Kyle Boatright" wrote in message news:r-

Where I work, we have a company policy against using your personal

aircraft
for business travel. The clever/deviant/nonconformer pilots amongst us

have
often considered borrowing someone else's airplane to make a trip, because
that wouldn't violate the letter of the policy. Intent is another

thing....

Solution is simple. Start your own company, so you can make the rules.


  #16  
Old May 22nd 04, 01:54 PM
Iain Wilson
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Well it's both - a lot of the restrictions are based on insurance
requirements. There's a bunch of rules for car rental relating to insurance
..
When I asked the VP, he said let me check with the insurance company...he
sounded like he didn't have a problem particularly since I'd sign a waiver.

Iain




I'm a little puzzled here. You mention insurance in the subject, but this

sentence
sounds more like an "employee practices" deal. Is this "handbook"

basically a list of
what the company allows employees to do? If so, insurance has little or

nothing to do
with it. Rent that plane, and they will fire you. They are probably

concerned about
getting sued.

George Patterson
I childproofed my house, but they *still* get in.



  #17  
Old May 22nd 04, 02:05 PM
Iain Wilson
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True but I was wanting to expense the cost. Paying the difference of the
airline ticket or driving costs.
To get reimbursed, you need to submit expenses which requires conformity
with company rules...

bah!

Iain



"OtisWinslow" wrote in message
...
Well .. one way would be to take vacation or personal time for the hours
spent traveling and submit it in writing ahead of time. Then report for

work
at the location of the meeting. That way you're traveling on your own
time. Or you could take comp time and work extra at another time so
as to not lose the hours.




  #18  
Old May 22nd 04, 02:27 PM
Ron Rosenfeld
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On Fri, 21 May 2004 11:15:39 GMT, "Iain Wilson"
wrote:

...Our company handbook explicitly states that the use of private aircraft
is not allowed. So I asked if I could get a waiver and the answer back from
the insurance company was a "Big No".
As far as the FAA is concerned, it's fine for a PP to get to a place of work
this way.

Anyone found a way around this that'll keep everyone happy?


You will need to either change or violate your company's policies. The
latter might be detrimental to your continued employment, and would likely
not result in appropriate reimbursement for your expenses.

I believe that AOPA probably has information regarding arguments you can
use to possibly get your company's policies changed.

But you may not be successful.


Ron (EPM) (N5843Q, Mooney M20E) (CP, ASEL, ASES, IA)
  #19  
Old May 22nd 04, 02:37 PM
Iain Wilson
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You sly dog! I should have kept shtoom and consulted the group first.
Well, I ran the numbers. Care mileage: 834 miles @ 34.5c/mi = $288. 6 hours
Plane rental = $540.
$100 for travel meals, tolls, parking, emergency laundry.. $152 out of
pocket or $25/hour for the plane.
Not bad at all.

Iain


"Jim Weir" wrote in message
...
No problem.

I've been doing it for forty years in one venue or another. Tell the

powers
that be that you are "driving" this trip. (And don't tell them what you

are
"driving".)



  #20  
Old May 22nd 04, 05:43 PM
W.R. \Gig\ Giacona
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"OtisWinslow" wrote in message
.. .

"Bill Denton" wrote in message
...
I'm not coming down on anybody,


Mmmmm. Could have fooled me.

Realistically, who cares what the company insurance company thinks if you
crashed and
you're dead. You buy your own insurance to cover you, and personal

policies
cover personal
and business use so long as it's not for hire. You can fly where you want
and you're covered.
And if you're not being paid for the time you're flying, then you're not
working.


This could be a Workers' Compensation issue. Many carriers specificly will
con cover companies whose fly GA aircraft in the futherance of there duties.





 




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