AOPA credit card --- WARNING.

Morgans wrote:

"mike regish" wrote

Debit cards are limited too. I use autogas and I fill 7-5 gallon cans as
well as my car sometimes. I like to put 5 gallons exactly in the cans and
now that's more difficult to do since it cuts me off in the middle of a
can.

mike regish

Janet is arguing, just to argue. There is not a reason that she has given
that stands up. It all boils down to the gas station operators being too
lazy to keep up with the changing gas prices necessitating a rise of the
purchase limit.

They can do it if they want to. They have done it at least 2 times before.
Some have already done it again. They will get my business.

Actually I'm not arguing at all, just pointing out what is actually happening,
and laziness has nothing to do with it. The vast majority of gasoline purchase
transactions are under thirty dollars today.

"Janet" wrote

The vast majority of gasoline purchase
transactions are under thirty dollars today.


There are one HELL of a lot of people that work for a living, and have to
have a vehicle that can tow a load and carry a load. They all have gas
tanks big enough to go over a 50 buck limit, when close to empty.

I'm done here. Have the last word, as I know you must.
--
Jim in NC

Morgans wrote:

"Janet" wrote

The vast majority of gasoline purchase
transactions are under thirty dollars today.


There are one HELL of a lot of people that work for a living, and have to
have a vehicle that can tow a load and carry a load. They all have gas
tanks big enough to go over a 50 buck limit, when close to empty.

Not to worry, just about all diesel pumps have limits far in excess of 50
dollars.

On Tue, 07 Dec 2004 22:10:54 -0500, Janet wrote:

That is another big disadvantage to using debit cards, especially if it causes
you to bounce checks even though there is bank physically in the account but it
is effectively locked until the hold expires.

I've never understood why anyone would use a debit card. (Europeans do
this all the time, which right away ought to put you on guard!)

Somebody lifts my wallet and runs out to buy a new plasma TV with the
card they find.

Credit card: I tell Visa, "Fraudelent transaction! Deal with it!" No
problem whatever.

Debit card: I beg the bank not to bounce the checks I've written at
$25 per bounce as long as my checking account is empty. Meanwhile I
can't get any cash at the ATM. Very bad scene.

When my bank issued me a "MasterMoney" card in lieu of the old ATM
card, I made them take it back and provide me with a downmarket card
such as they issue to the students with twenty bucks' balance. I just
don't like the idea of a card in existence that could empty out my
account when used without a PIN.


all the best -- Dan Ford
email: (put Cubdriver in subject line)

Warbird's Forum www.warbirdforum.com
Piper Cub Forum www.pipercubforum.com
the blog www.danford.net

In article ,
Cub Driver wrote:

When my bank issued me a "MasterMoney" card in lieu of the old ATM
card, I made them take it back and provide me with a downmarket card
such as they issue to the students with twenty bucks' balance. I just
don't like the idea of a card in existence that could empty out my
account when used without a PIN.

I wouldn't either. But a debit card requires the PIN.

--
Bob Noel

On Mon, 13 Dec 2004 05:22:54 -0500, Cub Driver
wrote:

When my bank issued me a "MasterMoney" card in lieu of the old ATM
card, I made them take it back and provide me with a downmarket card
such as they issue to the students with twenty bucks' balance. I just
don't like the idea of a card in existence that could empty out my
account when used without a PIN.

Actually, w/o PIN they could only buy up to your max purchase
limit/day (my bank defaults at $2500). If you were concerned about
it, yet wanted the utility of a check card, you could ask the bank to
set a lower per-day purchase limit on the card.

Actually, w/o PIN they could only buy up to your max purchase
limit/day (my bank defaults at $2500). If you were concerned about
it, yet wanted the utility of a check card, you could ask the bank to
set a lower per-day purchase limit on the card.

What is the utility of a check card over that of a credit card?

In article ,
"John Harlow" wrote:

What is the utility of a check card over that of a credit card?

No check to pay to the credit card company and no interest
payment rip-offs by the credit card company.

--
Bob Noel

Cub Driver wrote:



I've never understood why anyone would use a debit card. (Europeans do
this all the time, which right away ought to put you on guard!)

Somebody lifts my wallet and runs out to buy a new plasma TV with the
card they find.

Credit card: I tell Visa, "Fraudelent transaction! Deal with it!" No
problem whatever.

Debit card: I beg the bank not to bounce the checks I've written at
$25 per bounce as long as my checking account is empty. Meanwhile I
can't get any cash at the ATM. Very bad scene.

Maybe at your bank, then you need another bank. If I call before the
transaction then the card won't work anywhere, every card is like that.
If I call within a reasonable amount of time of the theft then all
sales from the time I give them are voided and the money returned to me.

No check to pay to the credit card company and no interest
payment rip-offs by the credit card company.

An auto-payment credit card has neither of those, plus you get free money
for 30 days, fraud protection, extended warranties, rental coverage and cash
back. I have no idea still why anyone would ever use a debit card.