OT - Best Business Credit Card?

On Sun, 22 Jan 2006 20:31:52 -0600, Rachel wrote:

If you only knew the meaning of float....

I know what float means. Frankly, your criticism of my banking habits
is uncalled for and pretty pointless. Go hound someone that actually
has credit problems and financial difficulties.

Actually, you don't seem to. One doesn't *float* a check; one *kites*
a check.

Float a loan -- yes. Different concept.



-- all the best, Dan Ford

email: usenet AT danford DOT net

Warbird's Forum: www.warbirdforum.com
Piper Cub Forum: www.pipercubforum.com
In Search of Lost Time: www.readingproust.com

I thought AMEX charged sellers more, but in exchange didn't do
chargebacks to the seller if the user disputes the charge. So it
works out to be a wash for most sellers.

Is this not the case?

If true, that's the first I've heard of it.
--
Jay Honeck
Iowa City, IA
Pathfinder N56993
www.AlexisParkInn.com
"Your Aviation Destination"

I can tell you without a doubt that credit cards should be illegal. They
are like
crack cocaine to many people...

If we made illegal everything that some people couldn't handle, we
wouldn't be able to do anything.

I know. It's just a damned shame what giving people a line of credit can do
to their lives.

True, it's due to their own blatant stupidity -- but we *all* pay for it.
--
Jay Honeck
Iowa City, IA
Pathfinder N56993
www.AlexisParkInn.com
"Your Aviation Destination"

Cub Driver wrote:
On Sun, 22 Jan 2006 17:56:27 -0600, Rachel wrote:


"Float" has more meanings that being lighter than air or water.

Excuse me? I don't float checks and never have. What is your real issue?


He's suggesting that it's silly to use a debit card when you can use
the bank's money for a month or six weeks by using a credit card.

(I agree. Plus your protections tend to be greater with a credit card.
The only real purpose of a debit card is to get cash out of machine.)

Like I said, I don't believe in buying something you can't afford at the
time. And yes, that extends to credit cards. What's the big deal? I'm
sure not missing the $2.00 a month in interest that I might be losing.

Cub Driver wrote:
On Sun, 22 Jan 2006 20:36:57 -0600, Rachel wrote:


And your point is? I dislike credit cards. I see no reason to buy
something that you can't afford at that point in time. I use a debit
card and American Express card (which is NOT a credit card).


Who says he can't afford it? Perhaps he just likes the free use of the
money.

And to say Amex is not a credit card is ridiculous. Of course it is;
it just operates a bit differently because it was there first. It
gives you credit until you pay the bill.

Amex is a charge card. Big difference.

Cub Driver wrote:
On Sun, 22 Jan 2006 20:31:52 -0600, Rachel wrote:


If you only knew the meaning of float....

I know what float means. Frankly, your criticism of my banking habits
is uncalled for and pretty pointless. Go hound someone that actually
has credit problems and financial difficulties.


Actually, you don't seem to. One doesn't *float* a check; one *kites*
a check.

Float a loan -- yes. Different concept.

Until recently with all the electronic checks, you could float a check.
For a few days at least.

"Cub Driver" usenet AT danford DOT net wrote in message
...
On Sun, 22 Jan 2006 20:36:57 -0600, Rachel wrote:

And your point is? I dislike credit cards. I see no reason to buy
something that you can't afford at that point in time. I use a debit
card and American Express card (which is NOT a credit card).

Who says he can't afford it? Perhaps he just likes the free use of the
money.

And to say Amex is not a credit card is ridiculous. Of course it is;
it just operates a bit differently because it was there first. It
gives you credit until you pay the bill.


It's called a "CHARGE" card, not a "credit" card.

I have a Bank of America VISA, a Corporate AMEX and my BofA debit card;
never needed anything else.

The VISA has a zero balance and the AMEX is where I put all my aircraft
BUSINESS use expenses.

Matt B.

"Cub Driver" usenet AT danford DOT net wrote in message
...
On Sun, 22 Jan 2006 17:56:27 -0600, Rachel wrote:

"Float" has more meanings that being lighter than air or water.

Excuse me? I don't float checks and never have. What is your real issue?

He's suggesting that it's silly to use a debit card when you can use
the bank's money for a month or six weeks by using a credit card.

(I agree. Plus your protections tend to be greater with a credit card.
The only real purpose of a debit card is to get cash out of machine.)


Quite!! Using a debit card is like handing someone a roll of currency ---
ZERO protection.

"Jay Honeck" wrote in message
American Express, hands down. I use their personal card, but both my
brother and father have the company card, and love it.

Too few businesses accept AMEX for me to consider them. They also extort
more money from the vendors -- which is why we threw them out of the hotel
back in 2002. Even Walgreen's threw them out of all 14,000+ stores in the
U.S. because of their absurdly high rates.

IMHO, unless they change their business model, they will follow "Diner's
Club" into the ash heap of CC history.

Well, not for me, Jay.

My business does not accept Amex because of the reasons you site. However,
every website and distributor I do business with accepts it. I do about
300,000k a year on my Amex.

Amex gives me a level of service not found elsewhere with detailed quarterly
management reports for all my employees, no hassle charge-backs for disputed
charges and especially their Rewards program.

I've got an excellent surround system and other cool gadgets around the
house for "free." Just 50,000 more points and I'll have enough for that
plasma TV I've been ogling for months.

Jim Fisher

Amex gives me a level of service not found elsewhere with detailed
quarterly management reports for all my employees, no hassle charge-backs
for disputed charges and especially their Rewards program.

Can you expand on that "no-hassle charge-backs for disputed charges" thing,
Jim?

Thanks,
--
Jay Honeck
Iowa City, IA
Pathfinder N56993
www.AlexisParkInn.com
"Your Aviation Destination"