OT - Best Business Credit Card?

Discover's accept all over Thailand.

The Monk

my bad, you're
"Jim Macklin" wrote
in message news:PGYBf.69573$QW2.44813@dukeread08...
| If your flying a jet or turbo-prop for business, you need
| about $75,000/30 days billing, to allow buying fuel at the
| end of the month before they post your check. Either that
| or just send them money every day. But that kind of
defeats
| the purpose.
|
|
| --
| James H. Macklin
| ATP,CFI,A&P
|
| --
| The people think the Constitution protects their rights;
| But government sees it as an obstacle to be overcome.
| some support
| http://www.usdoj.gov/olc/secondamendment2.htm
| See http://www.fija.org/ more about your rights and
duties.
|
|
| "Jessica Winston" wrote in message
| ...
|| Jay Honeck wrote:
||
|| American Express, hands down. I use their personal
| card, but both my
|| brother and father have the company card, and love
it.
||
|| Too few businesses accept AMEX for me to consider them.
| They also extort
|| more money from the vendors -- which is why we threw
| them out of the hotel
|| back in 2002. Even Walgreen's threw them out of all
| 14,000+ stores in the
|| U.S. because of their absurdly high rates.
||
|| IMHO, unless they change their business model, they
will
| follow "Diner's
|| Club" into the ash heap of CC history.
||
|| Hey, I love Diner's Club (for business purchases)! They
| give everyone two
|| billing cycles to pay and they offer primary insurance
| (i.e. it kicks in
|| before your own auto insurance) on auto rentals. I don't
| know of any other
|| card that does that. Of course I like Diner's Club a lot
| more now that it
|| uses the MasterCard network!
||
|
|

You simply would not
believe the level of debt many people carry. And it's often people you
would NEVER guess to be near bankrupt.
I can understand how you would learn about that from directing a credit
union,
but how much do you learn from authorizing credit cards? The
authorization
machine or phone line should only respond with approved or not approved.

Right.

And if someone can't get a pre-approval for a $67.15 charge, that's often a
good sign that a person is in way over their head. Either way, they can't
get a reservation when they're denied, precisely for that reason.
--
Jay Honeck
Iowa City, IA
Pathfinder N56993
www.AlexisParkInn.com
"Your Aviation Destination"

Discover's accept all over Thailand.

We love Discover. Mary and I use it for all of our largest purchases, and
happily accept it at the hotel.

And their support people are outstanding, from the vendor's end. (I've
never needed help from the customer end.)
--
Jay Honeck
Iowa City, IA
Pathfinder N56993
www.AlexisParkInn.com
"Your Aviation Destination"

We love Discover. Mary and I use it for all of our largest purchases, and
happily accept it at the hotel.

Ditto, never a problem and cash back too!

The Monk

Flyingmonk wrote:

We love Discover. Mary and I use it for all of our largest purchases, and
happily accept it at the hotel.


Ditto, never a problem and cash back too!

I had Discover for a year and had three erroneous charges during that
year (two of which totaled nearly $2,000!), more than I've had with Visa
in 20 years. And the cashback was such a small percentage, less than
0.5%, that it wasn't worth carrying the extra card. I had to continue
to carry my Visa as I also encountered at least a couple of places a
month that wouldn't accept it - mostly restaurants and small hotels/motels.


Matt

"Jay Honeck" wrote

And if someone can't get a pre-approval for a $67.15 charge, that's often
a good sign that a person is in way over their head. Either way, they
can't get a reservation when they're denied, precisely for that reason.
\
Don't be positive that someone being denied for a little charge means that
they are over their head.

Although I don't recall the exact reasons and circumstances, MasterCard once
denied approval at a gas station, for me, once. I was briefly ****ed, then
pulled out my emergency Visa, and vowed I would get to the bottom of it when
I got home.

The reason was something like that "MasterCard had detected a suspicious
spending (charge) pattern," and had put a lock on my account. I recall
something about us being on the road that day, and had put a couple medium
sized purchases on it, many miles apart, if a short time period.

I thanked them for their vigilance, but said that it was a bit over the top,
and please attempt to contact me via cell phone, before they pulled that
crap again.

Oh, I still had an odd thirty thousand plus credit line left on the card, at
that time.
--
Jim in NC

In article ,
Morgans wrote:

"Jay Honeck" wrote

And if someone can't get a pre-approval for a $67.15 charge, that's often
a good sign that a person is in way over their head. Either way, they
can't get a reservation when they're denied, precisely for that reason.
\
Don't be positive that someone being denied for a little charge means that
they are over their head.

Although I don't recall the exact reasons and circumstances, MasterCard once
denied approval at a gas station, for me, once. I was briefly ****ed, then
pulled out my emergency Visa, and vowed I would get to the bottom of it when
I got home.

I've not been denied, but I've had them call me a few times after
a pay-at-the-pump fillup at the gas station (temp auths as $1) and
then a several hundred dollar purchase at the supermarket. The
pay-at-the-pump is often used as a test to see if a card if good
by thiefs.

John
--
John Clear - http://www.clear-prop.org/

Don't be positive that someone being denied for a little charge means that
they are over their head.

Although I don't recall the exact reasons and circumstances, MasterCard
once denied approval at a gas station, for me, once. I was briefly
****ed, then pulled out my emergency Visa, and vowed I would get to the
bottom of it when I got home.

True, there are the occasionally screwy things like this. It's happened to
me, too.

Still, the vast majority of denials are directly due to the card-holder
being up to their hips in credit card debt. I've had people try three
different maxed-out cards before hitting on one that would allow them a
crummy $100 pre-auth. It's downright scary.
--
Jay Honeck
Iowa City, IA
Pathfinder N56993
www.AlexisParkInn.com
"Your Aviation Destination"

"Jay Honeck" wrote in message
news:AahCf.735446$_o.22840@attbi_s71...
Don't be positive that someone being denied for a little charge means
that they are over their head.

Although I don't recall the exact reasons and circumstances, MasterCard
once denied approval at a gas station, for me, once. I was briefly
****ed, then pulled out my emergency Visa, and vowed I would get to the
bottom of it when I got home.

True, there are the occasionally screwy things like this. It's happened
to me, too.

Still, the vast majority of denials are directly due to the card-holder
being up to their hips in credit card debt. I've had people try three
different maxed-out cards before hitting on one that would allow them a
crummy $100 pre-auth. It's downright scary.
--
Jay Honeck
Iowa City, IA
Pathfinder N56993
www.AlexisParkInn.com
"Your Aviation Destination"


Not to worry, the CC companies will send them another so they can dig
themselves an even deeper hole.