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Jay Honeck wrote:
One lesser known fact about credit card companies is that they will screw the VENDOR far more readily than they will their customers. has American Express or Diners Club done the same to you? (just curious) We'll never know -- I threw BOTH of them out right after we opened, after they tried to charge us 5% for each transaction. (The other cards -- Visa, Mastercard & Discover -- charge us "only" 4% for the privilege of "working" with them.) Here's another credit card mystery: Why the hell does ANYONE use any card but Discover? Everyone else charges to use their cards, while Discover actually PAYS you to use their card -- yet they are a distant third or fourth in the industry. Funny you should mention this. I just got a Discover card last January after hearing from my sister how they got money back on theirs. I kept my Visa however. Turns out that was a good call as I've found a lot of places that don't accept Discover. Also, the rebat isn't nearly as large as their marketing leads you to believe. I've spent probably 15,000 on Discover this year and my rebate is still less than $50. Quite frankly, this isn't worth the pain of dealing with two credit cards, paying two bills, etc. Also, I've had three erroneous charges on my Discover in the 10 months I've had it ... more than I've had on Visa in 20 years! The last two erroneous charges were substantial, totaling $1500 for shipping on DHL from a location in Washington state, while I was out of the country no less! I'm going to get the meager rebate at year end and then cut up the Discover card. The rebate is mostly fluff in my experience. I just I'm just not in bad enough financial shape to get excited about a 0.3% rebate... Matt |
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