AOPA credit card --- WARNING.

"Rich" wrote in message
...
I accept what you say, Chuck, and agree that there ARE people who are in
debt due to circumstances beyond their control (although I don't believe
this is true for MOST people who are in debt).

What I'm saying is that borrowing, especially with a credit card, will
ONLY make matters worse for such a person (family). They MUST find some
way to increase their income or decrease their expenses. It's that
simple, and whining that they don't WANT to reduce their standard of
living (including having internet access) won't change the basic truth
of it.

Rich

Chuck wrote:


And some people like me are financially strapped and do not have the
money
to save after the bills are paid.

When I got married, my wife got hurt and we ended up getting behind on
bills
because she couldn't work for almost a year. Everytime we see daylight,
something happens and we get sucked back into the hole again.

The point that I keep trying to make is that some people are not able to
save because of their financial situation. It seems that most in this NG
don't seem to understand that.


I do take offense to being called a sucker and an idiot because I have 1
credit card that I am paying interest on. In my situation, I have no
choice.

If you want to call people who have 15 credit cards with balances and
they
buy big screen TV's, stereos, jewelry, etc on credit, I will agree with
you
then, but think about the persons situation before you call people
names...



Rich, I agree with you 100% (as I have *most* people in the thread).

You said what I have been trying to get across the whole time. There are
people in trouble who can't help it. They got caught in an unfortunate
situation and are trying to get out.

I agree and would say that most people in financial trouble brought it on
themselves.

I am not wanting anyone here to feel sorry for me. I am not looking for
sympathy (luckily!), I am just trying to point out that everyone's situation
is different and please don't judge me because I have ONE credit card with
interest.

We have reduced our standard of living. We see maybe one to two movies per
year. Actually, we saw Polar Express (highly recommended, even for adults)
last night with our 10 year old son, but we had a $20 gift certificate that
we used. We don't go to Blockbuster. The 27 inch TV that I have had almost
20 years went out and we have been watching a 20 inch TV for awhile now. We
rarely go out to eat. We haven't been to a club in years.

Our entertainment consist of watching TV, going to visit family (within 20
miles), going to DFW airport and sitting at the park watching planes take
off and land, going to the American Airlines Museum (free), Pates Museum of
transportation (free), etc... We rarely go places that cost money...


---
Outgoing mail is certified Virus Free.
Checked by AVG anti-virus system (http://www.grisoft.com).
Version: 6.0.802 / Virus Database: 545 - Release Date: 11/26/2004