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This is actually a standard wording on most "group policy", unless you are
to cheap to buy your own personal insurance and pay a little more to get around the pilot issue. And you may still have to deal with the "acts of war" and suicide. Acts of war normally deal with active military in combat, but since 9-11, that has changed. BT "gatt" wrote in message ... My employer chose perhaps the most expensive and most useless insurance policy they could, and today I called up Allegis Benefits and chewed them up. Check this out: "What is not covered under all plans: - Suicide or attempted suicide while sane or insane - Acts of war (declared or undeclared) - Your commission of a felony - Your operating, riding in, or descending from any ay aircraft other than while a fare-paying passenger on a licensed, commercial, non-military aircraft..." So flying a plane puts me in company with suicides and criminals. She thought that was funny. Just to clarify, I asked her: If I walk into a prop or go streaking across the runway and get clobbered by a landing jet, I am not "operating, riding in or descending" and so I am covered. "Strictly speaking, yes," she replied. I finished the call by telling her that insurance industry employees will never be welcome in my cockpit. That should be a standing code among GA pilots: If an insurance employee wants to fly, he or she can take a jet or leap from a building. There's no room in general aviation for people who liken pilots to felons and the insane. -c |
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