AOPA credit card --- WARNING.

Discover is nasty about this. My ex is in debt up to her @$$. One card is a
Discover. Cash advances were at a horrific 20-30%. Purchases were lower, but
still in high teens. Majority of balance was purchases. She had money to pay
off the cash advance portion, since that was eating her alive. Dickscover
wouldn't allow it. "Pay off the purchase balance first, then you can pay off
the cash advance portion". She wont have the purchase stuff paid off for
years. Great income for Dickscover.

Now, I have a Discover too, but I never put a charge on it that I cannot pay
off in full. Never. Ever. I'll take out a loan at my bank first.

Whew, I feel better. Now, where's them leftovers....


"BTIZ" wrote in message
news:48qpd.146702$bk1.38982@fed1read05...
I've noticed that also, all balances were paid in full, and I only use the
AOPA card for aviation purposes to get the 5% rebate and then pay in full.
And yet the rate goes up on recurring balances, while they offer 4%
transfer
credit.

Read the fine print, any payments made pay off the lower interest rate
debt
first while the higher "revolving balance" interest rate continues to
accrue. Some companies do apply payments equally to all debt at different
rates based on the ratio on each debt.

BT

"RS" wrote in message
news:m3opd.97109$5K2.54232@attbi_s03...
If you have an AOPA/MBNA credit card then you should check the APR on
your
last statements. MBNA has been raising the APR on AOPA cardholders, even
if you pay on time.

So check your credit card statements and call AOPA credit card services
to
complain.
And also call MBNA to drop the rate back down.