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#11
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![]() Robert M. Gary wrote: Also, as a side note, do **not** be mis-lead by talks of "open pilot clauses". All policies appear to prevent coverage when pilots flying meet the open pilot requirements but have regular access to the plane. Open pilot is really just for an occasional once-in-awhile thing. My agent says that most insurance companies will not consider someone to be "casual use" if they have their own keys. Going by your friends house and gettnig the keys each time is probably the only way to be considered "casual". Another misconception about "open pilot" coverage is that the "open pilot" is covered. That's not generally the case. Under most open pilot clauses, the owner is covered for damage and liablility caused by the open pilot, but the pilot himself is on his own. If you fly an aircraft under an open pilot clause, you'd better have a policy that covers you. John Galban=====N4BQ (PA28-180) |
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